Sales of performing, sub-performing and non-performing loan portfolios can be significantly accelerated by using the right virtual data room to manage the distribution of loan sale due diligence materials. Whether the loan portfolio is being sold in bulk or as individual assets, there are numerous benefits to using ShareVault instead of the alternatives of distributing due diligence materials using email, CDs/DVDs or FTP sites. Whether your bidders are banks, institutional investors or individual investors, you and your users will reap the following benefits.

Present the loan sale due diligence materials in a well-organized, professional structure
Placing your loan sale due diligence documents in a structured hierarchy will streamline the review process. Only ShareVault allows you to structure your documents using tags, rather than folders. Often, the same document needs to be placed in multiple locations in the due diligence index. With ShareVault, just apply multiple tags to the document. No other data room provider offers this simple, yet powerful, capability:

• No need to replicate files in multiple locations
• No paying for additional pages in replicated documents
• No need to combine document access statistics for multiple instances of the same file

Secure the sensitive loan, borrower and collateral information without slowing down document access
ShareVault automatically converts your documents to an encrypted PDF format that provides the industry standard document viewing experience, including continuous scrolling and high-speed rendering. Some competing VDRs, because they use the dated TIFF document standard, will slow down document review due to sluggish page rendering, lack of continuous scrolling and inability to view more than one page at a time. The PDF document encryption used by ShareVault allows you to revoke access to any document at any time, even if the document has been downloaded. Sharevault also provides you with the ability to apply additional security attributes, including inhibiting document download, preventing printing, applying secure dynamic watermarks, identifying the user, and blocking screenshots.

Accelerate the due diligence phase
ShareVault supports PDF streaming, so that documents open to the first page instantly, even if there are many thousands of pages. Most competing virtual data rooms suggest that you break up large documents into smaller volumes so that they’ll load more quickly, but with ShareVault you can keep document review moving quickly without getting bogged down with large documents.

Respond efficiently and securely to questions from bidders
The easy-to-use ShareVault Q&A facility further streamlines the due diligence process by optimizing the response to questions from your bidders. Questions can be asked privately from right within the data room, so that you and your team can easily respond from the centralized Q&A module. With the optional Q&A workflow feature, questions can be routed to the appropriate expert, and then back to the Q&A moderator for approval before posting the final response. You can also change the privacy level on each question so that other users can refer to questions that you have already answered.

Prepare quickly for due diligence
As you prepare for loan sale due diligence, the last thing you need is a complex and lengthy procedure for preparing your data room. ShareVault customers are consistently impressed by the intuitive simplicity of inviting users, creating the due diligence structure, uploading documents and setting permissions / policies. From drag-and-drop user/group management, to the unique in-browser drag-and-drop uploader and automated PDF conversion pipeline, ShareVault has been designed for rapid, streamlined deployment.

Find documents quickly through indexed full-text search
Your bidders will be able to instantly find documents that relate to relevant key words. Only ShareVault provides relevance ranking, in-place document synopses and zoomable first page thumbnails for each search result, so users can quickly and easily isolate the documents that contain the information sought. With its powerful search capabilities, ShareVault helps bidders to more quickly answer their own questions about the loans, borrowers and/or collateral assets, reducing the length of the document review phase.

Gain valuable insight into the due diligence process through detailed reporting
As the due diligence process unfolds, having a clear picture of how your bidders are spending their time in ShareVault can provide key insights into their level of interest, and can help you to understand which assets are of interest to your bidders. The ShareVault reporting module provides high-level metrics such as number of pages viewed and/or amount of time spent by each user group in each section of the data room, as well as detailed metrics such as specific pages viewed, and the amount of time spent within each document by each user. The combination of both fine-grained and summary information with interactive filtering and intuitive query tools, allows you to quickly and easily answer any question you might have about bidder activity within your ShareVault.

Count on our high reliability and 24/7/365 support team
With over 99.9% up-time, you can be confident that your documents can be accessed from anywhere in the world, around the clock. Our 24/7 support hotline is answered by experts with the ability to not only respond to technical questions, but also to provide pro-active, knowledgeable advice on how to use ShareVault to streamline your project. Each member of our support team can also initiate a remote screen- sharing session so they can work virtually by your side to answer your questions, provide advice or resolve an issue.

Choose a virtual data room partner who understands the loan sale process
ShareVault has been used in many portfolio loan sales over the past few years totalling several billion dollars in overall unpaid principal balance, primarily for commercial real estate whole loans, but also for residential real estate loans, REOs, consumer debt, CMBS and C&I debt. Our specialists can work with you to help you structure your due diligence process for streamlined due diligence.

With the experience of hundreds of transactions worth tens of billions of dollars, you can rely on ShareVault to securely share the due diligence documents for your next loan sale transaction.

Choosing the right virtual data room is just one of the important decisions that you will make as you ready your firm for sale. The right data room can help you accelerate the transaction, while assuring the security of critical business documents. ShareVault provides the ideal platform for securely presenting a company's due diligence materials during an M&A transaction, providing important benefits throughout the entire process, from initial marketing phases to potential buyers, through to post-term sheet due diligence.

Present your due diligence materials in a well-organized, professional structure
Put your company in the best possible light by placing your documents in a structured hierarchy that streamlines the due diligence process. Only ShareVault allows you to structure your documents using tags, rather than folders. Often, the same document needs to be placed in multiple locations in the due diligence index. With ShareVault, just apply multiple tags to the document. No other data room provider offers this simple yet powerful capability:

• No need to replicate files in multiple locations
• No paying for additional pages in replicated documents
• No need to combine document access statistics for multiple instances of the same file

Secure your valuable information without slowing down document access
ShareVault automatically converts your documents to an encrypted PDF format that provides the industry standard document viewing experience, including continuous scrolling and high-speed rendering. Some competing VDRs, because they are based on the dated TIFF document standard, will slow down document review due to sluggish page rendering, lack of continuous scrolling and inability to view more than one page at a time. The PDF encryption used by ShareVault allows you to revoke access to any document at any time, even if the document has been downloaded. Sharevault also provides you with the ability to apply additional security attributes, including inhibiting document download, prohibiting printing, applying secure dynamic watermarks, identifying the user, and blocking screenshots.

Accelerate the due diligence phase
ShareVault supports PDF streaming, so that documents open to the first page instantly, even if there are many thousands of pages. Most competing virtual data rooms suggest that you break up large documents into smaller volumes so that they’ll load more quickly, but with ShareVault you can keep document review moving fast without getting bogged-down with large documents.

Respond efficiently and securely to questions from potential buyers
The easy-to-use ShareVault Q&A facility further streamlines the due diligence process by optimizing the response to questions from your potential buyers. Questions can be asked privately from right within the data room, so that you and your team can easily respond from the centralized Q&A module. With the optional Q&A workflow feature, questions can be routed to the appropriate expert, and then back to the Q&A moderator for approval before posting the final response. You can also change the privacy level on each question so that other users can refer to questions that you have already answered.

Prepare quickly for due diligence
As you prepare for M&A due diligence, the last thing you need is a complex and lengthy process for preparing your data room. ShareVault customers are consistently impressed by the intuitive simplicity of inviting users, creating the due diligence structure, uploading documents and setting permissions / policies. From our drag-and-drop user/group management tool, to the unique in-browser drag-and-drop uploader and automated PDF conversion pipeline, ShareVault has been designed for rapid, streamlined deployment.

Find documents quickly through indexed full-text search
Your users will be able to instantly find documents that relate to relevant key words. Only ShareVault provides relevance ranking, in-place document synopses and zoomable first page thumbnails for each search result, so users can quickly and easily isolate the documents that contain the information sought. With its powerful search capabilities, ShareVault helps prospective buyers more quickly answer the questions they have about your company, compressing the timeframe of the document review phase.

Gain valuable insight into the due diligence process through detailed reporting
As the due diligence process unfolds, having a clear picture of how the buy-side teams are spending their time in ShareVault can provide key insights into their level of interest, and can help you understand their areas of concern. The ShareVault reporting module provides high-level metrics such as number of pages viewed and/or amount of time spent by each user group in each section of the data room, as well as detailed metrics such as specific pages viewed, and the amount of time spent within each document by each user. The combination of both fine-grained and summary information with interactive filtering and intuitive query tools, allows you to quickly and easily answer any question you might have about the buy-side user activity within your ShareVault.

Count on our high reliability and 24/7/365 support team
With over 99.9% up-time, you can be confident that your documents can be accessed from anywhere in the world, around the clock. Our 24/7 support hotline is answered by experts with the ability to not only respond to technical questions, but also to provide pro-active, knowledgeable advice on how to use ShareVault to streamline your project. Each member of our support team can also initiate a remote screen- sharing session so they can work virtually by your side to answer your questions, provide advice or resolve an issue.

Get started early, and be ready for your transaction
Ask any experienced CFO or Investment Banker about when to get started preparing for your M&A transactions, and you'll get the same answer: "As early as possible." Being prepared for due diligence is easily done using ShareVault Ever Ready, a special configuration that gives you a very affordable way to get your documents organized and secured in a ShareVault, so when you're ready to start your transaction, the due diligence can start right away, without delay.

With the experience of hundreds of transactions worth tens of billions of dollars, you can rely on ShareVault to securely share the due diligence documents for your next sell-side M&A transaction.

As you prepare your firm for reviewing the due diligence documents for a potential acquisition target, you’ll need to determine which data room to choose. The right data room can help you accelerate the transaction and track the due diligence process, while keeping a detailed audit trail. ShareVault provides the ideal platform for reviewing your target’s due diligence materials during a buy-side M&A transaction, providing important benefits throughout the entire process, from initial document review through to post-merger integration.

To learn how Varian Medical recently used ShareVault for several buy-side M&A transactions, click here: Varian Medical adopts ShareVault™ virtual data room for acquisition due diligence

Find documents quickly through indexed full-text search
Your entire due diligence team will be able to instantly find documents that relate to relevant key words. Only ShareVault provides relevance ranking, in-place document synopses and zoomable first page thumbnails for each search result, so users can quickly and easily isolate the documents that contain the information sought. With its powerful search capabilities, ShareVault helps your due diligence team more quickly answer the questions they have about your company, compressing the timeframe of the document review phase.

Bi-directional publishing and asymmetric inter-group privacy
You need your acquisition target’s employees to be able to publish documents directly into the data room, but you need to be sure that you don’t reveal private information to your target. ShareVault allows for bi-directional publishing and asymmetric inter-group privacy so that you can quickly and easily get all the content uploaded and tagged by your acquisition target, and then assign the appropriate teams to review each section of dataroom containing the documents that respond to each question in your due diligence questionnaire.

Quickly create a due diligence questionnaire so that the target's documents are well-organized and easy to review
Have your target place their documents in a structured hierarchy that streamlines the due diligence process. Only ShareVault allows you to structure your documents using tags, rather than folders. Often in a buy-side scenario, the same document will answer multiple questions in the due diligence questionnaire. With ShareVault, your targe just applies multiple tags (questions) to the document. No other data room provider offers this simple yet powerful capability:

• No need to replicate files in multiple locations
• No paying for additional pages in replicated documents
• No need to combine document access statistics for multiple instances of the same file

Accelerate the due diligence phase
ShareVault supports PDF streaming, so that documents open to the first page instantly, even if there are many thousands of pages. Most competing virtual data rooms suggest that you break up large documents into smaller volumes so that they’ll load more quickly, but with ShareVault you can keep document review moving fast without getting bogged-down with large documents.

Respond efficiently and securely to questions from your due diligence teams
The easy-to-use ShareVault Q&A module further streamlines the due diligence process by allowing your due diligence team to efficiently ask questions of the target, allowing your corporate development department to act as a moderator. Questions can be asked securely from right within the data room and then, with the optional Q&A workflow feature the corporate development team can route the questions to the appropriate expert(s) within the target’s organization, and then back to the Q&A moderator for approval before posting the final response to your internal team. You can also change the privacy level on each question, so that information pertaining to sensitive matters, such as Human Resources, can be tightly controlled.

Prepare quickly for due diligence
As you work with your acquisition target to prepare for due diligence, the last thing you need is a complex and lengthy process for preparing your data room. ShareVault customers are consistently impressed by the intuitive simplicity of inviting users, creating the due diligence structure, uploading documents and setting permissions / policies. From our drag-and-drop user/group management tool, to the unique in-browser drag-and-drop uploader and automated PDF conversion pipeline, ShareVault has been designed for rapid, streamlined deployment.

Find documents quickly through indexed full-text search
Your users will be able to instantly find documents that relate to relevant key words. Only ShareVault provides relevance ranking, in-place document synopses and zoomable first page thumbnails for each search result, so users can quickly and easily isolate the documents that contain the information sought. With its powerful search capabilities, ShareVault helps prospective buyers to more quickly answer their own questions about your company, compressing the timeframe of the document review phase.

Gain valuable insight into the due diligence process through detailed reporting
As the due diligence process unfolds, having a clear picture of how the buy-side teams are spending their time in ShareVault can provide key insights into their level of interest, and can help you understand their areas of concern. The ShareVault reporting module provides high-level metrics such as number of pages viewed and/or amount of time spent by each user group in each section of the data room, as well as detailed metrics such as specific pages viewed, and the amount of time spent within each document by each user. The combination of both fine-grained and summary information with interactive filtering and intuitive query tools, allows you to quickly and easily answer any question you might have about the buy-side user activity within your ShareVault.

Count on our high reliability and 24/7/365 support team
With over 99.9% up-time, you can be confident that your documents can be accessed from anywhere in the world, around the clock. Our 24/7 support hotline is answered by experts with the ability to not only respond to technical questions, but also to provide pro-active, knowledgeable advice on how to use ShareVault to streamline your project. Each member of our support team can also initiate a remote screen- sharing session so they can work virtually by your side to answer your questions, provide advice or resolve an issue.

Get started early, and be ready for your transaction
Ask any experienced CFO or Investment Banker about when to get started preparing for your M&A transactions, and you'll get the same answer: "As early as possible." Being prepared for due diligence is easily done using ShareVault Ever Ready, a special configuration that gives you a very affordable way to get your documents organized and secured in a ShareVault, so when you're ready to start your transaction, the due diligence can start right away, without delay.

With the experience of hundreds of transactions worth tens of billions of dollars, you can rely on ShareVault to securely share the due diligence documents for your next buy side M&A transaction.

News Feed Source: American Banker

• Wisconsin CU Is Year's Fifth Failure
  May 18th, 2012, 12:50 AM (PDT)
  NCUA this evening liquidated Wausau Postal Employees CU and assigned the remnants of the one-time $10 million credit union to nearby giant CoVantage CU.

• Alabama Bank's Failure Raises 2012 Total to 24
  May 18th, 2012, 12:50 AM (PDT)
  The Office of the Comptroller of the Currency closed Alabama Trust Bank in Sylacauga on Friday, making it Alabama's first bank failure in more than a year.

• Lower Dividend Yields Caused by Stronger Stock Prices
  May 18th, 2012, 12:50 AM (PDT)
  Bank stocks are up 13% this year, despite the recent swoon tied to JPMorgan Chase's trading snafu. That appreciation is pushing dividend yields down, leading some to wonder if banks will eventually raise quarterly payouts or hold onto the capital.

• Dimon's Role on N.Y. Fed Board Sparks Fierce Debate
  May 18th, 2012, 12:50 AM (PDT)
  The fallout of JPMorgan Chase & Co.'s $2 billion trading loss has reignited old worries of just how close Wall Street is to one of its top regulators, the Federal Reserve Bank of New York. Politicians and consumer activists have called for Jamie Dimon, JPMorgan's chairman and chief executive, to resign from his position as a board director at the New York Fed.

• Infographic: Tech Market Watch
  May 18th, 2012, 12:50 AM (PDT)
  

• Banks' Bitcoin Influence May Rise as Dwolla's Declines
  May 18th, 2012, 12:50 AM (PDT)
  When the alternative payments provider Dwolla changed its terms of service earlier this month, it made it harder for users of the digital currency Bitcoin to use Dwolla as a funding source - and easier for banks to step in and benefit from the Bitcoin economy.

• Chase Reinsurance Deals Draw New York Regulator's Attacks
  May 18th, 2012, 12:50 AM (PDT)
  JPMorgan Chase & Co's high profit margin on insurance it forces customers to buy "doesn't smell right," New York's Superintendent of Financial Services declared in hearings on tangled incentives in the force-placed insurance market.

• National Bank Holdings Corp. in Boston Relocating to Denver
  May 18th, 2012, 12:50 AM (PDT)
  National Bank Holdings in Boston is shifting its headquarters to Denver following a string of bank acquisitions in Colorado and nearby states.

• Bank M&A Dealmakers Gotta Get Some Imagination
  May 18th, 2012, 12:50 AM (PDT)
  Put aside the bellyaching about the disappointing deals market. Focus instead on creative deals, nontraditional acquisitions and the nuances of what can be done within current regulations and economic realities, experts will advise at American Banker's M&A conference Monday and Tuesday.

• N.Y. Bank Caught by Dodd-Frank Seeks Relief from Congress
  May 18th, 2012, 12:50 AM (PDT)
  A House bill would exempt Emigrant Bank - and only Emigrant Bank - from a new capital requirement.

• Banks, Credit Unions Spar (Again) Over Tax Exemption
  May 18th, 2012, 12:50 AM (PDT)
  Now that a proposal to give credit unions more business lending power has been tabled, banks and credit unions have resumed their long-running battle over taxes.

• Financial-Reform Group: JPM Clearly Was Not Hedging
  May 18th, 2012, 12:50 AM (PDT)
  The big question following JPMorgan Chase & Co.'s now-notorious derivative trade is whether it would have been permitted under the so-called 'Volcker Rule.' But the answer is clear cut to an advocacy group that has led calls for regulatory restrictions after the 2008 crisis.

• NCUA Bars CEOs of Failed Corporates
  May 18th, 2012, 12:50 AM (PDT)
  NCUA said this morning it has barred the former CEOs of U.S. Central FCU and Members United Corporate FCU from working for or with any corporate credit union for their roles in two of the biggest credit union failures.

• Download today's complete issue here.
  May 18th, 2012, 12:50 AM (PDT)
  

• Are Gaming Companies Role Models for Customer Analytics?
  May 18th, 2012, 12:50 AM (PDT)
  The makers of Farmville and Words with Friends are leading the way on customer intelligence, Forrester analyst Joseph Stanhope says.

• BankTennessee Release from Fed Order
  May 18th, 2012, 12:50 AM (PDT)
  BankTennessee in Collierville has been released from a two-year-old enforcement order after it improved its capital ratios and sharply reduced its concentration of commercial real estate and construction loans.

• SunTrust Rolls Out Retirement Planning Tool
  May 18th, 2012, 12:50 AM (PDT)
  SunTrust Banks in Atlanta is tapping into Generation X and Baby Boomer angst with a well-named retirement planning tool it's launching today: Retirement Income Navigator.

• Bank of Ann Arbor Gets Customers to Mock Competitors on Facebook
  May 18th, 2012, 12:50 AM (PDT)
  Bank of Ann Arbor has invited local residents to write billboards poking fun of larger out of town banks' alleged lack of local knowledge in a new ad campaign.

• Small Banks Rush to Leave SEC
  May 18th, 2012, 12:50 AM (PDT)
  More than two-dozen have already announced that would stop filing reports with the regulator and many more could follow as they aim to cut costs.

• Insurers Hit on Force-Placed Practices
  May 18th, 2012, 12:50 AM (PDT)
  Accused of price-gouging, kickbacks and borrower mistreatment, insurers QBE and Assurant sparred with the New York Financial Services Department in a Thursday hearing on force-placed insurance.